Personal Banking: Smart Account
You must deposit $100.00 to open this account. A maintenance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $299.00 any day of the cycle. Also, a debit fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 20 during a statement cycle. This fee will apply if the balance in your account falls below $299.00 any day of the cycle.

